After a government-ordered merger, Union Bank of India bought AndhraBankOnline. This lesson teaches people who used to bank with Andhra Bank how to access, control, and protect their financial services on the new platform. This makes sure that their banking stays the same and is easier to use in the digital age of Indian banking.
The Merger of Andhra Bank and Union Bank of India
On April 1, 2020, Union Bank of India and Andhra Bank joined together. This was part of the Indian government’s plan to make public sector banks work better together by merging them. All of Andhra Bank’s operations, including its online services, were moved to Union Bank of India. This made Union Bank of India one of India’s biggest public sector banks.
Why the Merger Happened
So that the banking system would work better, the Finance Ministry combined smaller banks with bigger ones. To make Union Bank of India safer and able to grow, it joined Andhra Bank and Corporation Bank. The goal of this merger was to improve service to customers, make things run more smoothly, and grow India’s digital banking system.
What Happened to AndhraBankOnline
The internet banking name Andhra Bank was taken down by Andhra Bank. The webpage for Union Bank of India can now be used by everyone. It was easy for users to move because this update didn’t change their client IDs, account numbers, or IFSC codes. For people who used to bank at Andhra Bank, the new computer platform is safer for banking.
Accessing the New Platform
People can now do their business at www.unionbankonline.co.in. To add a new user, the “Self User Creation” choice needs an account number and details about an ATM. After making a password and security questions, users can start using internet banking right away. This single entry point has taken the place of the Andhra Bank site.
Online Services Now Available
Union Bank of India, which used to be called AndhraBankOnline, provides all kinds of internet services. Check your account amount, move money between accounts, pay bills, handle your cards, and more. The Vyom website and app both have these tools. Integration makes sure that people who used to use Andhra Bank can do all of their business without losing any features.
Fund Transfers and Payments
NEFT, RTGS, and IMPS can all be used to send money. You can also pay your phone, power, gas, and other bills through the site. These features make banking easier by giving you fast, online options besides going to a store. The system handles transactions in real time, even for Andhra Bank clients, to cut down on wait times and make deals more reliable.
Customer Details Remain Unchanged
Keeping customer info is one of the best things about mergers. The loan terms, account names, and IFSC and MICR codes are all the same. Union Bank of India runs offices that used to be owned by AndhraBankOnline. Customers can use ATMs at Union Bank, Andhra Bank, and Corporation Bank without having to pay a fee.
ATM and Loan Continuity
Customers can use their old Andhra Bank ATM cards at any ATM in the United network without any fees. The interest rates, terms, and deals for loans that are already in place will stay the same. This makes sure that customers’ financial obligations aren’t affected during the Union Bank move, which keeps things stable.
Security Measures for Internet Banking
Union Bank of India says to be careful on the internet. Three-factor security, challenge questions, and virtual computers are needed to log in. People can stay away from scam schemes by not giving out personal information or clicking on strange links. Our security measures keep client information safe, especially for people who are new to Union Bank Online since the merger.
How to Stay Protected Online
Use the bank’s official URL instead of any other URLs. To stay away from bugs, use the virtual keyboard to log in. When you sign up, make sure you set test questions and change your password often. To keep your account from being stolen, report any strange behavior right away to the bank’s anti-phishing email.
Mobile Banking with Vyom App
The Vyom app from Union Bank makes it easy for everyone to do mobile banking. People who used to use Andhra Bank can now log in and get their bills paid, money transferred, or cards blocked. The app is safe and useful for mobile banking because it uses biometric identification and quick alerts.
Features of the Vyom App
The Vyom App has basic financial features like small statements, e-passbooks, and investments. You can use credit cards, get to mutual funds, and make set payments. The Android and iOS apps are easy for current Indian customers to use, especially those who are moving from Andhra Bank’s old systems.
Customer Support and Assistance
Call 1800-2222-44 or 1800-208-2244 (Option 2 for online services) to get free help from Union Bank of India. These services help customers who are having trouble logging in or registering, and they also help with security settings. The bank quickly helps with an easy move from Andhra Bank’s old online system.
Help for Transitioning Users
Users whose accounts were locked because they tried to answer the challenge question incorrectly can get help. Customer service can help you change your password and make it work again. People who used to bank with Andhra Bank but don’t know much about Union Bank should call these helplines if they are having trouble getting online quickly during this digital move.
Conclusion
“AndhraBankOnline” today refers to services run by the Union Bank of India. The old name doesn’t work anymore, but Union Bank’s strong digital banking platform still does everything it used to. Customers get more digital tools, better protection, and access that is easier to use. Former Andhra Bank customers can now bank with confidence and ease thanks to the exact merger.
